This index deduplicates the RBI directions, circulars, regulations and Acts cited in Parts 01-10. Non-RBI statutes are included where the docs cite them as lending, security, recovery or insolvency source law.
| Instrument | Date | Link | Used in |
|---|
| Master Direction - Know Your Customer (KYC) Direction, 2016 | 25 February 2016, updated | RBI | KYC/AML, KYC onboarding, Domain model core |
| Reserve Bank of India (Know Your Customer (KYC)) (Amendment) Directions, 2025 | 12 June 2025 | RBI | KYC/AML |
| Updation/Periodic Updation of KYC - Revised Instructions | 12 June 2025 | RBI | KYC/AML |
| Operationalisation of Central KYC Records Registry (CKYCR) | 8 July 2016 | RBI | India Stack lending, Integration catalog |
| Master Direction - Reserve Bank of India (Credit Information Reporting) Directions, 2025 | 6 January 2025 | RBI | Underwriting data, Bureau report anatomy |
| Credit Information Companies (Regulation) Act, 2005 | 23 June 2005 | India Code | Regulatory architecture, Underwriting data |
| Key Facts Statement (KFS) for Loans & Advances | 15 April 2024 | RBI | Conduct rules, Digital lending directions |
| Key Facts Statement (KFS) for Loans & Advances | 15 April 2024 | RBI alternate cited URL | Documentation & security, Pricing & ALM, Compliance hooks |
| Fair Lending Practice - Penal Charges in Loan Accounts | 18 August 2023 | RBI | Conduct rules, Digital lending directions |
| Extension of Timeline for Penal Charges Instructions | 29 December 2023 | RBI | Conduct rules |
| Master Direction on Internal Ombudsman for Regulated Entities, 2023 | 29 December 2023 | RBI | Governance & other directions |
| Complaint Management System / Reserve Bank - Integrated Ombudsman Scheme route | Current portal | RBI CMS | Governance & other directions |
| Instrument | Date | Link | Used in |
|---|
| Master Direction - Reserve Bank of India (Non-Banking Financial Company - Scale Based Regulation) Directions, 2023 | 19 October 2023 | RBI | NBFC regulation, Regulatory architecture, Org structure |
| RBI press release on NBFC-Upper Layer methodology and government-owned NBFC amendments | 24 June 2026 | RBI | Regulatory architecture, NBFC regulation |
| Compliance Function and Role of Chief Compliance Officer - NBFCs | 11 April 2022 | RBI | Org structure, Ops & control roles, Actors & permissions |
| Risk-Based Internal Audit for select NBFCs and UCBs | 3 February 2021 | RBI | Org structure, RACI matrix |
| Outsourcing of Financial Services - Responsibilities of regulated entities employing Recovery Agents | 12 August 2022 | RBI | Collections compliance, Collections operations, Workflow specs |
| Reserve Bank of India (Information Technology Governance, Risk, Controls and Assurance Practices) Directions, 2023 | 7 November 2023 | RBI | Ops & control roles, Nonfunctionals & regulatory constraints |
| Outsourcing of Information Technology Services Directions, 2023 | 10 April 2023 | RBI | Nonfunctionals & regulatory constraints |
| Master Direction - Filing of Supervisory Returns, 2024 | 27 February 2024 | RBI | Compliance hooks |
| Compensation of Whole Time Directors/CEOs/Material Risk Takers and Control Function Staff - clarification | 30 August 2021 | RBI | Credit risk roles |
| Instrument | Date | Link | Used in |
|---|
| Classification of MSMEs, RBI/2023-24/100, FIDD.MSME & NFS.BC.No.13/06.02.31/2023-24 | 28 December 2023 | RBI | MSME definition, Evolution & trends |
| Modified Notification on Revision of MSME Definition Effective From 01.04.2025 | 21 March 2025 | Udyam circulars | MSME definition |
| Master Directions - Reserve Bank of India (Priority Sector Lending - Targets and Classification) Directions, 2025 | 24 March 2025 | RBI | PSL & guarantee schemes, Product taxonomy, Invoice & supply-chain finance |
| Master Direction - Lending to Micro, Small & Medium Enterprises (MSME) Sector | 24 July 2017, updated 9 February 2026 | RBI | Working capital, Product taxonomy, LAP secured |
| Master Circular - Management of Advances - UCBs | 1 April 2025 | RBI | Working capital, Sanction, Monitoring & EWS |
| Master Circular on Management of Advances - UCBs, turnover method illustration | 1 July 2009 | RBI | Working capital |
| Master Circular - Lending to MSME Sector, Nayak Committee background | 1 July 2010 | RBI | Working capital |
| CGTMSE credit facilities, guarantee coverage and fee circulars | 2025 updates cited | CGTMSE | PSL & guarantee schemes, Guarantees, LC & schemes |
| Pradhan Mantri MUDRA Yojana framework | Current DFS page; limit update 25 October 2024 cited | DFS | Guarantees, LC & schemes |
| Instrument | Date | Link | Used in |
|---|
| Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances | 1 April 2025 | RBI | Monitoring & EWS, Delinquency fundamentals, Provisioning & P&L impact |
| Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances - Clarifications | 12 November 2021 | RBI | Delinquency fundamentals, State machines |
| Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances - Clarifications | 15 February 2022 | RBI | Delinquency fundamentals |
| Reserve Bank of India (Commercial Banks - Income Recognition, Asset Classification and Provisioning) Directions, 2025 | 2025 | Public mirror cited | IRAC provisioning |
| Reserve Bank of India (Commercial Banks - Asset Classification, Provisioning and Income Recognition) Directions, 2026 | 2026; effective 1 April 2027 | Public mirror cited | IRAC provisioning, Provisioning & P&L impact |
| Prudential Framework for Resolution of Stressed Assets | 7 June 2019 | RBI | Settlements & OTS |
| Treatment of Wilful Defaulters and Large Defaulters Directions | 30 July 2024 | RBI | Fraud typologies, Settlements & OTS |
| Provisioning for Standard Assets by NBFC-Upper Layer | 6 June 2022 | RBI | Scorecards & models |
| Instrument | Date | Link | Used in |
|---|
| Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act) | 2002 | India Code | Legal toolkit, Repossession & asset sale, Documentation & security |
| SARFAESI Act, section 20 - Central Registry | 2002 | India Code | Documentation & security, India Stack lending |
| Negotiable Instruments Act, 1881, section 138 | 1881 | India Code | Legal toolkit |
| Arbitration and Conciliation Act, 1996 | 1996 | India Code | Legal toolkit |
| Recovery of Debts and Bankruptcy Act, 1993 | 1993 | India Code | Legal toolkit |
| Legal Services Authorities Act, 1987, sections 19-21 | 1987 | India Code | Legal toolkit |
| Insolvency and Bankruptcy Code, 2016 | 2016 | India Code | Legal toolkit, Special workflows |
| Factoring Regulation Act, 2011 | 2011 | India Code | Invoice & supply-chain finance |
| Companies Act, 2013, section 77 - Registration of charges | 2013 | India Code | Documentation & security |
| Banking Regulation Act, 1949 | 1949 | Authority cited in RBI directions | Regulatory architecture |
| Reserve Bank of India Act, 1934 | 1934 | Authority cited in RBI directions | Regulatory architecture |
| National Housing Bank Act, 1987 | 1987 | Authority cited in RBI directions | Regulatory architecture |