13.13 Partner portal

User stories

• As a partner risk team, I want to see my portfolio’s vintage and DPD.
• As a partner ops team, I want to download settlement files.
• As a partner auditor, I want full evidence access for selected loans.

API requirements

• GET /partner/me/portfolio.
• GET /partner/me/loans?status=....
• GET /partner/me/settlements?period=....
• GET /partner/me/evidence/{loan_id}.

Data model

• Read views on loan_account, loan_allocation, settlement_batch.

UI screens

• Portal: dashboard, loan list, loan detail, settlements, MIS download, audit access.

Backend services

• Partner-portal BFF.
• Reporting service (read-only views).

Test cases

• Partner sees only their loans (tenant isolation).
• MIS download matches API view.
• Evidence retrieval respects audit-only role.

Edge cases

• Two partners share a borrower (separate co-lent loans).
• Partner role escalation.

Acceptance criteria

• Partner self-serve for daily / monthly MIS.
• Audit role with read-only deep access.
• Data isolation verified.